Providing excellent rates and services for 40 years

At Millennium Real Estate Services, we have provided excellent rates and services to our customers throughout California for 40 years.

a house with a mountain in the background

Our Services

Purchase

Financing for the purchase of a new home

Refinance

Take cash out or lower the rate on your existing loan

Jumbo Loan

Available for both purchase and refinance loans

Hard Money

Money for alternative income documentation loans

Reverse

Reverse payment for refinance or purchase loans

FHA

Available for purchase or refinance, more lenient on credit

Apartments

Loans available for 5 or more residential units

Join Our Newsletter

Stay up to date on the latest deals and news.

Form submit notification icon - Marketing Buddy Template
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Who We Are

Millenniuem Real Estate Services is your trusted partner in navigating the world of home financing. We have dedicated ourselves to helping homeowners and home buyers obtain the best rates, home ownership, or cashing out.

Our mission is to provide exceptional mortgage rates, services and a variety of loan finance options to our borrowers with a low-stress process.

Why Choose Us?

We provide exceptional services with a quick turnaround. We are transparent and will help you every step of the way on your journey. We have a variety of options no matter what you're looking for, and we have 40 years of experience.  

Our customers have always been satisfied with the outcome of our services. See their testimonials here!

You have questions, we have answers

At Millennium Real Estate Services we offer a wide array of real estate loan financing for 1-4 units, owner / non-owner occupied, refinance and purchase, as well as loans for 5 or more units.

Conventional Loans

Arrow bottom icon - Marketing Buddy Template

The most common home loan financing in the USA, with loans for purchasing a home as low as 3% down. Conventional loans offer competitive rates for purchase or refinance loans.

Jumbo Loans

Arrow bottom icon - Marketing Buddy Template

Jumbo Loans are similar to conventional loans but have loan amounts that are larger than the maximum loan amounts offered for conventional loans. They come with different underwriting criteria and are an option for upscale properties.

FHA Loans

Arrow bottom icon - Marketing Buddy Template

FHA loans are guaranteed by the government and provided by a lender authorized the Federal Housing Administration. FHA loans often require a lower down payment and are more flexible about credit issues.

Reverse Mortgage

Arrow bottom icon - Marketing Buddy Template

A reverse mortgage is like a conventional mortgage but in reverse. The homeowner can borrow against the equity in their home. The payments are added to the homeowners loan balance with the homeowner paying property tax, insurance, HOA dues (if applicable), and maintaining the property. The loan becomes due when homeowner no longer occupies the property. This loan is popular with retirees who want to remain in the home.

Private / Hard Money Loans

Arrow bottom icon - Marketing Buddy Template

Loan products for borrowers who have equity but also some credit problems. Private / Hard Money loans can be used to purchase property or refinance property with a higher down payment and alternate income documentation. Credit criteria on these loans are much more lenient.

Apartment Loans

Arrow bottom icon - Marketing Buddy Template

Loan products for five or more units or rental properties offered for purchase or refinance.

Still have questions?

Click the button below to call us or reach us at 1-800-653-1022

What our clients have to say

Tara M.

Millennium Real Estate Services got us financing on a property we were buying. We got a great rate!

star review icon - Marketing Buddy Template
star review icon - Marketing Buddy Template
star review icon - Marketing Buddy Template
star review icon - Marketing Buddy Template
star review icon - Marketing Buddy Template

Robert K.

I had multiple rental properties I needed to refinance to lower rates. Millennium got me a low rate with no stress.

star review icon - Marketing Buddy Template
star review icon - Marketing Buddy Template
star review icon - Marketing Buddy Template
star review icon - Marketing Buddy Template
star review icon - Marketing Buddy Template

Audrey B.

I previously had some credit problems. Millennium helped me find a program that allowed for some credit issues while still getting a good rate.

star review icon - Marketing Buddy Template
star review icon - Marketing Buddy Template
star review icon - Marketing Buddy Template
star review icon - Marketing Buddy Template
star review icon - Marketing Buddy Template

Contact Us

Please add your name, email, phone number and add a short message and we will get back to you as soon as we can

Form submit notification icon - Marketing Buddy Template
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Form submit notification icon - Marketing Buddy Template
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.